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Me: 1 Midland: 0

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injustifiiable
Valued Contributor

Me: 1 Midland: 0

I'm happy to report that I got a lovely letter from TransUnion today regarding the Midland/Aspire Visa account that had been erroneously reporting. It'd since been deleted from EQ and EX..TU was the last one to deal with since I had to send in the investigation forms by mail. That was about two weeks ago.

 

It looks like sending the letter and details of the FTC case worked like a charm. The Midland tradeline has been deleted.

 

Schweeet...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 6
5 REPLIES 5
2NE1
Established Contributor

Re: Me: 1 Midland: 0

 

Congrats! I've never dealt with them but I've read horrible stories of users not being able to get their collections off their reports! Smiley Surprised

Message 2 of 6
Lasardo
Established Contributor

Re: Me: 1 Midland: 0

Congratulations.! I had an account with midland up until recently, they are not easy..
CS 728- 01/13 from 554-12/11
Goal: 800
Message 3 of 6
Anonymous
Not applicable

Re: Me: 1 Midland: 0

great, I have a TL from them that is due to fall of in two months or so,  I guess that means I should expect a struggle with them??

Message 4 of 6
retroAction
Contributor

Re: Me: 1 Midland: 0

Good Job! Congrats!!


Current Score: EQ Fico 651 (5/22/2012)
Goal Score: 720


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Message 5 of 6
injustifiiable
Valued Contributor

Re: Me: 1 Midland: 0


@Anonymous wrote:

great, I have a TL from them that is due to fall of in two months or so,  I guess that means I should expect a struggle with them??


What is the OC? I was lucky since mine was on a CompuCredit account, a company that was sued by the FDIC and FTC a couple years ago. I wish I'd known about it then or it would've been long gone!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 6 of 6
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