I have some medical accounts that are in collections from 2007, they have not been posted to my report. Is there is anything I can do to dispute these? (I do not recognize.) HIpaa? Or does it need to be on my report ? Thanks
You can contact them and do a Pay for not reporting offer. If they're not on your CR, I don't see a reason for the HIPPA process.
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.