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01-21-2013 07:23 AM
Does anyone have any experience with how much of an improvement I might see after having 5 very recent Medical Bills deleted from my reports?
01-21-2013 08:16 AM
I had 5 deleted off of my TU report which gave me 12 point increase. The status on them at the time they were removed was iibk though.
01-21-2013 08:37 AM
When the 1st CA hits your CR, you take a decent hit. Any subsequent CA's hurt, but hurt less. If these are the only 5 CA's on your CR, then you should see a nice bump once they get pulled off. YMMV as always.
01-21-2013 04:10 PM
It would depend on what else is on your CR. Do you have any other baddies? What type of positive TLs do you have.
01-22-2013 07:00 AM
Thank you everyone for your comments!
Sadly I have several baddies on my report that I am trying to figure out what is what and how to take care of them. There are two additional medical bills, plus three credit cards (some of which I know shouldn't be there), but the biggest and ugliest are my defaulted SL's that show up on my report 4 x as US of ED and once as the OC, I am currently in a rehab program for this though and should complete the 9 month process in June.
I'm really hoping to get to where I can purchase my first home via FHA by mid summer, does anyone know if this is possible after the rehab program and cleaning up what I can on my report?
01-22-2013 10:09 AM
Is it possible? Well, before I came here, my credit was in absolute shambles, I couldn't get a pack of gum on credit. But after reading, posting, asking, begging, etc., and most of all, learning. I've figured out how to do everything opposite of how I was before. Yes, it is possible, with some work, you will get a new house.
01-22-2013 12:55 PM
Thanks Shogun! I'll keep reading/learning and do what I can!