06-12-2013 01:29 PM
I live in Mississippi and from my understanding the statute of limitations to collect on medical bills is three years. If date of service was 3/27/2009, it's been over three years. The doctor office started sending me a bill on this 08-19-2012. I received a letter from collection agency a few days ago. How should I handle this?
06-12-2013 02:23 PM
The SOL for Ms is 3 years from the DOFD so that means they can not sue you but you still owe the debt. They can still harass you until paid by phone calls, letters, and reporting u to the CRA.
This is funny bc I just got a nasty call from a CA and did some research to find out about SOL in Ms. Im from Hattiesburg. I just setup a payment plan cuz I am still in the SOL and didn't want to risk it.
06-12-2013 03:36 PM
I willing to pay what I owe. But, doctor office has sent me two bills, with two different amounts. I'm in the process of sending collection agency a DV letter. I will make payment arrangments or ask for settlement.
06-12-2013 03:38 PM
06-12-2013 04:10 PM
Send the CA a DV. Contact the OC and ask if you pay them directly will the recall the debt from the CA.
If the OC recalls it, then the CA no longer has collection authority and should delete.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.