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Hi! I have a new medical collection account on my credit, and the co-applicant is my minor child. She had an episode of her asthma...so I belive the bill is valid. How should i approach this? Should i do a DV of the debt and ALSO check my daughters credit to make sure they DID NOT put this on her credit file, since she is a minor child? I do not want this to reflect negative on her since she does have a paid off CD account in her name. Also, is it possible to do PFD's for medical bills? Any success with that?
You can google Why Chat Hippa process for information on how to handle medical debts. We aren't allowed to talk about that process on these boards.