Rebuilding Your Credit

[rhodesgemini]

DV'd a medical collection on my report (got the DV from these forums). The response I got back from the collection agency was:

"In order for our office to assist you we will require more infomation. We need the following: your Maiden Name, SSN, an Account Number, and the name of the Hospital where you received the services in question."

"As it stands, pursuant to Section 807(8) FDCPA, by reason of your failure to provide sufficient information to investigate the disputed information, we are unable to facilitate your request."

Wouldn't they already have all of this information? Especially the SSN considering the collection appears on my credit report?

Tracey

Message Edited by rhodesgemini on 04-30-2008 03:25 PM

[Jesedmotherof5]

yes they would. DO NOT GIVE IT TO THEM! Sounds to me like they dont have the information needed to support a dispute.

[sidewinder]

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rhodesgemini wrote:

DV'd a medical collection on my report (got the DV from these forums). The response I got back from the collection agency was:

"In order for our office to assist you we will require more infomation. We need the following: your Maiden Name, SSN, an Account Number, and the name of the Hospital where you received the services in question."

"As it stands, pursuant to Section 807(8) FDCPA, by reason of your failure to provide sufficient information to investigate the disputed information, we are unable to facilitate your request."

Wouldn't they already have all of this information? Especially the SSN considering the collection appears on my credit report?

Tracey

Message Edited by rhodesgemini on 04-30-2008 03:25 PM

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Did you send the partial account number that appears on your CR?

If you call the CRA, you can sometimes get the full account number.

Respond with a letter that states " The only information I am able to provide you is the account number, you can locate the account with that information. If for some reason you CAN NOT locate an account, then I will assume that this account is non-existent and seek to have it removed from my credit report."

[rhodesgemini]

Yes. Sent the Acct number from my credit report (first four digits, the rest are masked)

I'll send what you mentioned Sidewinder and see what the result is.