@Anonymous wrote:I have an old medical collection from Franklin Collection Services. It was Opened Jul 2008 & last reported on Sept 2008. THe amt is $1258. The SOL for Alabama is 6 yrs. I was wondering how i should go about contacting them for removal.I am winderign if i should just let this lie or risk waking up a sleeping giant?.
This one is very close to removal, if the CA got the collection in 07/08 the DoFD that sets the clock ticking for CRTP preceeds this date, I would just leave this one alone and settle it for much less once its off your CRs, waking them up now could end up in an update of that TL knocking your Fico score down.
