01-29-2013 06:38 AM
Hi Everyone! I understand we can not discuss how to handle medical collections on the forum. I have two medical debts from 08 which are small amounts. I'm applying for a house, and I was told if I paid them that I would be okay to get a home. The collections state they are from the hospital...hospital said they don't have them in their records anymore but I don't see any collection agency that has the debt.
Would you recommend a DV or should I try a PFD?
01-29-2013 09:29 AM - edited 01-29-2013 09:30 AM
With no CA reporting, you can't do a DV.
If the OC doesn't have your information, a PFD could be hard to do.
Where did you get your reports?
We can't discuss the HIPAA process, we can discuss medical collections.
01-29-2013 10:05 AM - edited 01-29-2013 10:07 AM
If you haven't done so, get your free reports from annualcreditreports.com. There may be more information on those,
The only thing I can think of is a direct dipute to the OC under the FCRA. They have to investigate and respond within 30 days. It puts the burden on them.