Is this an OK letter?
May 29th, 2012
Name of Account holder: edited **********
SSN: ***-**-****
Dr. edited CEO Guthrie Clinic,:
I am writing to your company to ask for a measure of Goodwill. I have several paid collections with Guthrie Clinic as well as Robert Packer Hospital.
At this time we did not qualify for state funded insurance and I was not able to afford what was being provided through my place of employment. That being said, when myself or my children were sick we still needed to go to the Doctors. I fully accept that these bills were my responsibility which is why they are now paid in full. At the time these bills were sent to my family- we did not have the extra funds to pay them. I apologize that so much time had passed until they were paid as we needed to wait for our income tax return to have the extra cash.
My family has since regained stability and we are now in a position to buy a house. However, my credit report reflects these collection accounts from Guthrie Clinic/Robert Packer Hospital. I am asking for your assistance in deleting the paid collections from my credit report. These collections are affecting my family’s ability to pursue our dream home. I understand that you are under no legal obligation to respond to this request, but I hope you will find these circumstances regarding my late payments forgivable. I hope you can find some empathy for the extreme medical and financial hardship my family and I endured and assist us in this matter.
Sincerely,
CC:
Ms. edited Law Office of Burr & Reid
Mr. edited Law Office of Burr & Reid
Ms. edited Collection Supervisor Law Office of Thomas Reed II, Vestal NY
Mr. edited Law Office of Thomas Reed II, Vestal NY
Edited to remove your and their names. - llecs, myFICO moderator
Starting Score: 533
