02-13-2009 04:13 AM
I think I messed up.
I had a medical collection, which was unpaid, but showed as closed on my credit report.
Next thing I know, right before I contact them about paying, they contact me. So, I call them back, they never returned my call but I got a bill in the mail, saying they were going to send it to the legal department and report it on my credit report if I didn't pay. So I paid.
My question is, this second bill I got is for the same original debt, but different account numbers.
If the closed collection account is showing up on my credit report, can I follow the HIPPA letter writing process to get it off, even if it's not the account number I paid? It's the same original debt, but I didn't pay that one, I paid the second one (which was higher, because of interest).