Medical Collections

[Anonymous]

I have two medical collections on my credit report. Both paid off. Is there anyway to get them off? Please help?

Thanks so much,

Amanda

[Anonymous]

I recently had 4 medical collections deleted from my credit report.  Send them a good will letter like I did and I bet you will have great luck.  Just be honest in the letter. 

[pizzadude]

There is a HIPPA process that many people have used to get medical collections removed from their reports.   Do a google search on it for more information.

[Student_Loans_Kill]

All my research says you have to Good Will letter the office manager or facility

[MarineVietVet]

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@Student_Loans_Kill wrote:

All my research says you have to Good Will letter the office manager or facility

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That can work IF the account has not already been sold to the CA. If the OC has only assigned the debt to a CA then an attempt to work first with the OC is a good idea.

[Student_Loans_Kill]

Do medical offices sell debts to CA? What would be the point? 

[MarineVietVet]

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@Student_Loans_Kill wrote:

Do medical offices sell debts to CA? What would be the point? 

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It happens all the time. Medical companies will sell the debt to a CA because they will wash their hands of it and will let someone else try and collect the debt.

[Anonymous]

Assigned?  Does that mean that even if the CA is reporting it there might be a chance that it's still just assigned (I'm assuming this means not sold) and the OC can still pull it back?  I have several medical collections on my CR that I haven't even started dealing with because I have been trying to figure out the Hipaa process.

Should I first call the OC and ask if they still own the account and if so, can they pull it back if I PIF?  Wouldn't this be so much easier than HIPAA?

[Anonymous]

The ca does not own the debt in this case. Thanks everyone for your advice.

[Anonymous]

Did you call the OC to find that out or did you have to DV the CA?