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Hi, I have a couple medical bills that went to collections a few years ago and I did not know about the pay to delete option. I think I paid all of my bill on one, but on another I think I settled for less than full amount. I now am wondering if ANYONE knows if I can do a GW letter and if so, what do I need to say? I would really like these negative accounts off of my reports, and I would appreciate any help. Without giving too much info, my account is like this:
Account Name & Number Opened Owner Status Original Creditor
KANSAS COUNSELORS OF K ...4430 | 11/29/2010 | Individual | Closed | METRO EMER PHYS NL |
Loan Term Original Balance Last Payment
1 months | $289 | 10/19/2011 |
Account Type
Collection Department/Agency/Attorney |
Additional Remarks
|
Thanks for any help you guys can give me, and if a letter is appropriate, who do I send it to? I have had a hard time with this stuff.
Thanks again,
Wes
A GW letter is what you make it. It should fit your circumstances.
I have 2 that look like the OP but I paid the OC long before I even knew it was in Collections or even on my reports. I sent a GW to CA and OC.
What did you say in your GW letter?? I want to drive home the fact that I was really sick and my bills were overwhelming, but I don't want to come off as fake, just honest. Any suggestions on what to be sure and say or how to say it?
Thanks again,
Wes
I had that same CA on my CR for a paid Pikepass bill. I sent them a GW and they were extremely nice, they deleted immediately and sent me a letter. They were easy to deal with. With a GW letter, just make it short and sweet. Tell them why it went to collections, that you're sorry for it, and ask for some good will.