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So does this HIPPA thing also work if the medical collections were included in a Bankrup chap 7? If so can you PM me the HIPPA info on getting medical collections removed.
Thanks
Medical if included in a chapter 7 must stay on your credit report for 7 yrs. The 7 yr mark they will be removed automatically. Chapter 7 BK will remain or 10 yrs of the filing date.
I am so confused about what to do. I have some medical collection accounts from 2007-2009. They are not high balances and I can pay them, however some I don't remember and they should've been paid by the insurance. I want them removed from my credit report as some have been done in the past from just doing disputes. I don't think I did them all at the time. I have been seeing to DV them but do I do this as well as dispute with CRA? I don't know how to find SOL for Indiana. I think it's 6 years but not sure. Also if that's true, is it 6 years from when it was opened or 6 years last reported? Please let me know as I am highly confused. Thank you in advance
Medical bills? The DOFD should be from the date of service. If you have the means to pay them, try offering a PFD.
Hello everyone,
I am relatively new to this site and to credit repair in general. I am trying to make the proper steps to build my credit and to bring myself to financial stability. All but two of my collections accounts are medical and some of them are quite large. Is there any way somebody can PM me about the HIPAA process or act as my mentor to getting rid of these accounts on my collections?
Any help would be greatly appreciated... I am also very curious as to why this cannot be discussed on the forums... Does anyone care to elaborate?
Thank you so much,
Hector
@HectorVictorious wrote:Hello everyone,
I am relatively new to this site and to credit repair in general. I am trying to make the proper steps to build my credit and to bring myself to financial stability. All but two of my collections accounts are medical and some of them are quite large. Is there any way somebody can PM me about the HIPAA process or act as my mentor to getting rid of these accounts on my collections?
Any help would be greatly appreciated... I am also very curious as to why this cannot be discussed on the forums... Does anyone care to elaborate?
Thank you so much,
Hector
Hi HectorVictorious and welcome to the forums. This will help you to answer your question regarding the HIPAA process.
http://ficoforums.myfico.com/t5/User-Guidelines-General/myFICO-Forums-Terms-of-Service/td-p/4
Community Leader,
DaBears
Hello all,
I have a medical collection account on my Experian CR. When I sent them a PFD letter, I never received a response. I called them the other day and they state the OC never filed with my insurance and for me to contact the OC. I called the OC and they don't know what's going on and have told me that they are researching and will call the Collection Company to get more information.
I have disputed this account several times and it comes back a valid debt.
What actions can I take now since either of the two know what's going on with this account?
Thanks for any help and suggestions in this matter.