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Medical Collections

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LoveGoodCredit
Frequent Contributor

Re: Medical Collections

Exactly!  These guys/girls in here are very educated on what steps to take for credit issues.  Smiley Happy



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Message 11 of 13
bettercreditguy1
Established Contributor

Re: Medical Collections

In the latest TU scoring model, it does NOT factor medical or small (under $100.00) collections into the FICO SCORE. Prior TU models TU09 and earlier DO.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 12 of 13
LoveGoodCredit
Frequent Contributor

Re: Medical Collections

I wonder how many people use the latest scoring model.  What about experian and equfax?  Transunion seem to be the easiest to work with, the other two dont want to budge anything.  Everything comes back verified, so now  I will get with the OC and attempt a PFD, it is one hospital, I just dont remember these bills.



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Message 13 of 13
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