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New Visitor
Posts: 2
Registered: ‎01-28-2013
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Medical Collections

I have a medical collection, i thought that medical collections would not hurt your credit score. This collection also poped up recently. Even thoe its from a few years back, is there anyway to get this off? 

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Medical Collections

In the eyes of FICO, a collection is a collection.

 

Where it may be overlooked is on a manual review.

 

Is it paid?

New Visitor
Posts: 2
Registered: ‎01-28-2013
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Re: Medical Collections

No. I have not paid it. I didnt even remeber I had it. 

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Medical Collections

Established Contributor
Posts: 754
Registered: ‎04-26-2012
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Re: Medical Collections

Medical collections are actually the easiest to remove depending on your situation of course,  the older the better.  

I suggest you read up on the HIPPAA process on this website. 

CS 728- 01/13 from 554-12/11
Goal: 800
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Medical Collections

There is no HIPAA process on this site.  We aren't allowed to discuss it, only tell posters where to look for it.

Established Contributor
Posts: 754
Registered: ‎04-26-2012
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Re: Medical Collections

Guiness56-

 

I sent you a private message.

CS 728- 01/13 from 554-12/11
Goal: 800
Moderator
Posts: 13,761
Registered: ‎04-15-2011
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Re: Medical Collections

I agree, a collection is a collection.  Your score doesn't care what type or even how much it is.  Have you tried for a PFD?



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New Member
Posts: 4
Registered: ‎12-03-2008
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Re: Medical Collections

Lasardo could you please send me the HIPAA info also. I have about 5 medical collections on my credit from a while back when I was sick and they are they only thing on there. I would love to be able to have these removed. Or do a PFD or something.

Regular Contributor
Posts: 177
Registered: ‎06-03-2009
0

Re: Medical Collections


guiness56 wrote:

In the eyes of FICO, a collection is a collection.

 

Where it may be overlooked is on a manual review.

 

Is it paid?


+1 True....true.

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