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Medical Collections

New Member

Medical Collections

I have a medical collection, i thought that medical collections would not hurt your credit score. This collection also poped up recently. Even thoe its from a few years back, is there anyway to get this off? 

Message 1 of 76
75 REPLIES
Epic Contributor

Re: Medical Collections

In the eyes of FICO, a collection is a collection.

 

Where it may be overlooked is on a manual review.

 

Is it paid?

Message 2 of 76
New Member

Re: Medical Collections

No. I have not paid it. I didnt even remeber I had it. 

Message 3 of 76
Epic Contributor

Re: Medical Collections

Message 4 of 76
Established Contributor

Re: Medical Collections

Medical collections are actually the easiest to remove depending on your situation of course,  the older the better.  

I suggest you read up on the HIPPAA process on this website. 

CS 728- 01/13 from 554-12/11
Goal: 800
Message 5 of 76
Epic Contributor

Re: Medical Collections

There is no HIPAA process on this site.  We aren't allowed to discuss it, only tell posters where to look for it.

Message 6 of 76
Established Contributor

Re: Medical Collections

Guiness56-

 

I sent you a private message.

CS 728- 01/13 from 554-12/11
Goal: 800
Message 7 of 76
Moderator Emeritus

Re: Medical Collections

I agree, a collection is a collection.  Your score doesn't care what type or even how much it is.  Have you tried for a PFD?

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 76
New Member

Re: Medical Collections

Lasardo could you please send me the HIPAA info also. I have about 5 medical collections on my credit from a while back when I was sick and they are they only thing on there. I would love to be able to have these removed. Or do a PFD or something.

Message 9 of 76
Regular Contributor

Re: Medical Collections


guiness56 wrote:

In the eyes of FICO, a collection is a collection.

 

Where it may be overlooked is on a manual review.

 

Is it paid?


+1 True....true.

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
Message 10 of 76