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Established Contributor
Posts: 771
Registered: ‎03-26-2010
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Medical Data Systems Inc

I have 3 PAID negative account on my reports. How should I go about getting them deleted a few years early? They are collections reported and paid a few months latter. Do I do the hippa process? Do I do a DV? Do I do A goodwill letter? I think I have and they didn't remove? Any help? Please and Thank you. How Do I make a Signature line? 

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Established Contributor
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Registered: ‎07-25-2008
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Re: Medical Data Systems Inc

As someone who has used the HIPPA Process a lot let me go a head and warn you that it can be

 

very DAUNTING!!! I would really really try giving GW's a good shot first. 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
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Established Contributor
Posts: 771
Registered: ‎03-26-2010
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Re: Medical Data Systems Inc

Also I am working on removing old addresses and name mispellings. I have also opted out. In last 2 years I have added 13 positive revolving accounts. Student Loans are PAID and closed, were never late. Score has gone up  but I have a few negatives I need to get off.  Also do I need an open installment account? I have no open installment accounts. Goal is mortgage. Utilization is down from 97 % to 50%, next month it will be 25%. Thanks!!

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Registered: ‎07-14-2009
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Re: Medical Data Systems Inc


jeffery581 wrote:

I have 3 PAID negative account on my reports. How should I go about getting them deleted a few years early? They are collections reported and paid a few months latter. Do I do the hippa process? Do I do a DV? Do I do A goodwill letter? I think I have and they didn't remove? Any help? Please and Thank you. How Do I make a Signature line? 


The HIPAA process only works if you have paid the OC in full. It won't work if you paid a CA. A DV isn't appropriate because you've already paid. If it was the CA you paid then your only recourse is to write GW letters and just keep trying. Don't give up.

 

To make a signature line go to My Settings-------> Personal Information. You'll then see a box to enter your signature information. Be sure and go to the bottom of the page when you're done and hit "Save".

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

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Valued Contributor
Posts: 1,542
Registered: ‎10-25-2011
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Re: Medical Data Systems Inc

Sorry to bump an old thread - But i paid these guys a long while ago, sent them a GW letter, they sent me a letter back accepting the GW. 

 

in a matter of 2 days ... still waiting for it to fall off. 

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Established Contributor
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Re: Medical Data Systems Inc

I have sent GW letters to both the OC and them. Is that the best thing to do? Thanks You

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Valued Contributor
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Re: Medical Data Systems Inc

If it is paid, only send to the CA .... i would not even both with theOC, are they reporting on your credit too?

 

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Established Contributor
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Re: Medical Data Systems Inc

No just Medical Data Systems. I did'nt know if the OC could request that it be removed or not.

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Valued Contributor
Posts: 1,542
Registered: ‎10-25-2011
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Re: Medical Data Systems Inc

Nah the OC doesnt care once they have been paid by selling it.... unless they are capital one or other like companies lol....

 

though i would GW them. 

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Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
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Established Contributor
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Registered: ‎03-26-2010
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Re: Medical Data Systems Inc

OK. Thanks. Can you tell me if I should DV them or dispute with credit agency? I just wonder what kind of information is needed to verify a debt.

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