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Medical Information on Credit Report?

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Anonymous
Not applicable

Medical Information on Credit Report?

Going through my report trying to fix and (when possible) delete anything I can, and I've run into a question.

 

I have two medical collection accounts that I recently PIF. However, I just came across this information on the internet: "Pay close attention to any tradelines for medical debt. Medical debt tradelines are not allowed to list the name of the institution where the medical care was received. If the institution is listed, this is against the recently modified FCRA and the tradeline must be removed."

 

Is this accurate? The institution IS listed by the CA in both tradelines on my report. Is there a way to go about getting these items removed for a FCRA violation? 


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2 REPLIES 2
AndySoCal
Valued Contributor

Re: Medical Information on Credit Report?

Yes, it is a part of te FACT Act. The link below will give you Fari credit reporting act open it and search for medical.

 

http://www.ftc.gov/os/statutes/031224fcra.pdf

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Message 2 of 3
Booner72
Senior Contributor

Re: Medical Information on Credit Report?

My medical collections list the medical provider.  They are all paid.  Should I contact the CRA or the OC about this?  Also isn't it a HIPPA violation to list the name of the provider?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 3 of 3
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