I need some help here. I have a medical bill from 2008. Its on a big $200. PDF GW. What to do. I would like to pay it,but I'm scared my Fico and credit score will be lower. Any suggestions. Thanks again Fico friends.
The first thing I would suggest is to send a PFD request. You pay, they agree to delete the account from your credit reports.
That's what I was thinking. Thanks Pizza you are the man. Anymore suggestions from anyone else. Do I pay first or get a letter from them first ?
Its a collection on my reports from a CA. I never tried paying back OC because I wasnt working.
Its a collection on my cc reports.
From personal experience, I've had success getting UNPAID medical collections from 2008 and 2009 deleted off ALL 3 CRAs by sending the pre-HIPAA letters. Check your inbox!
Would you please PM me as well with info regarding pre-HIPAA letters?