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Medical bill 2008

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Brian_Trying_700
Frequent Contributor

Medical bill 2008

I need some help here. I have a medical bill from 2008. Its on a big $200. PDF GW. What to do. I would like to pay it,but I'm scared my Fico and credit score will be lower. Any suggestions. Thanks again Fico friends.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 1 of 18
17 REPLIES 17
pizzadude
Credit Mentor

Re: Medical bill 2008

 

The first thing I would suggest is to send a PFD request.    You pay, they agree to delete the account from your credit reports.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 18
Brian_Trying_700
Frequent Contributor

Re: Medical bill 2008

That's what I was thinking. Thanks Pizza you are the man. Anymore suggestions from anyone else. Do I pay first or get a letter from them first ?

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 3 of 18
2NE1
Established Contributor

Re: Medical bill 2008

 

is this "bill" a collection? have you tried paying to the OC? or is this being reported by a CA?

Message 4 of 18
Brian_Trying_700
Frequent Contributor

Re: Medical bill 2008

Its a collection on my reports from a CA. I never tried paying back OC because I wasnt working.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 5 of 18
2NE1
Established Contributor

Re: Medical bill 2008


@Brian_Trying_700 wrote:

Its a collection on my cc reports.


From personal experience, I've had success getting UNPAID medical collections from 2008 and 2009 deleted off ALL 3 CRAs by sending the pre-HIPAA letters. Check your inbox! Smiley Happy

Message 6 of 18
trix_r_4_kids
Regular Contributor

Re: Medical bill 2008

2NE1:

Would you please PM me as well with info regarding pre-HIPAA letters?

 

Thanks :-)

I used to post my scores here. However, I'm prone to motion sickness and the ups and downs were nauseating.
Message 7 of 18
Lasardo
Established Contributor

Re: Medical bill 2008

Would love those letters also!
CS 728- 01/13 from 554-12/11
Goal: 800
Message 8 of 18
Lasardo
Established Contributor

Re: Medical bill 2008

Please please send them to me too!! Please !!!
CS 728- 01/13 from 554-12/11
Goal: 800
Message 9 of 18
2NE1
Established Contributor

Re: Medical bill 2008


@Lasardo I've already sent you the info weeks ago, check your inbox! Smiley Happy
Message 10 of 18
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