Medical bill just put on credit report after 6 HELP!!!

[pixiefairy]

thanks for the information

[compassion101]

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@pizzadude wrote:

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@pixiefairy wrote:

How do you Opt out?  Berks collections always handled this medical debt they had it on their records for the past 6 years it just so happens I had another collections account with them that I paid to get it off my credit report its frustrating because IM trying to clean up my credit report and I take 1 step forward to go 1 step backwards

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https://www.optoutprescreen.com/?rf=t   This link allows you to opt out from promotional offers with all the CRAs.

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How does this help to prevent old collections?

[pixiefairy]

I dispute the information as a DV with experian and they deleted

[pizzadude]

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@compassion101 wrote:

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@pizzadude wrote:

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@pixiefairy wrote:

How do you Opt out?  Berks collections always handled this medical debt they had it on their records for the past 6 years it just so happens I had another collections account with them that I paid to get it off my credit report its frustrating because IM trying to clean up my credit report and I take 1 step forward to go 1 step backwards

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https://www.optoutprescreen.com/?rf=t   This link allows you to opt out from promotional offers with all the CRAs.

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How does this help to prevent old collections?

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The CRAs sell "collection triggers" to collection agencies which notifiy them when certain things happen to your credit report, like you apply for a mortgage for example.

The thinking is that opting out might prevent this from happening.   I don't think we can say with 100% certainty that it will always work, but it's the best approach.....

[compassion101]

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@pizzadude wrote:

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@compassion101 wrote:

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@pizzadude wrote:

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@pixiefairy wrote:

How do you Opt out?  Berks collections always handled this medical debt they had it on their records for the past 6 years it just so happens I had another collections account with them that I paid to get it off my credit report its frustrating because IM trying to clean up my credit report and I take 1 step forward to go 1 step backwards

---

https://www.optoutprescreen.com/?rf=t   This link allows you to opt out from promotional offers with all the CRAs.

---

How does this help to prevent old collections?

---

The CRAs sell "collection triggers" to collection agencies which notifiy them when certain things happen to your credit report, like you apply for a mortgage for example.

The thinking is that opting out might prevent this from happening.   I don't think we can say with 100% certainty that it will always work, but it's the best approach.....

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Wow, thats very interesting. I'll have to search around to read more about that.