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So I have been working on my credit after trolling here for a bit. I have some medical collections on my cr that I recently found out were never submitted to my ins. My ins has informed me that its past the time for the bill to be paid. It seems that the bills fell thru the cracks. The provider submitted some of them but not all and now its too late for them to file the ones they missed. The ins says that "I don't owe anything. That the provider is in breech of contract". Can they continue to list these bills on my cr? How do I go about getting them removed? Any help would be greatly appreciated.
You need to call and discuss with the manager and explain what your insurance company said. If they were an In Network Provider and failed to bill, then I don't think they could or legally should, have sent it to collections. (In house? Or sent to CA?) - if the billing manager will not assist you, then write a letter, sent CMRRR to the Medical Director, Be sure to cite and source what your ins. company said. Have your ins. company send you a copy of their contract with in-network providers.
Otherwise, call your ins. commisioner for your state.