I have been rebuilding my credit report for the past month. I am having a issue with a Collection agency that is basically being unresponsive. They currently have 3 accounts that they are showing on 2 of my credit reports. Transunion I was able to get them to take them off finally. I guess at least one of the Credit bureaus are doing there job and investigating. I have sent DV letters to the Collection agency and the only thing I received is a one page paper with my parents insurance information on it and my social. On one of the accounts they didn't send anything at all. The amounts are are actually really small so I thought I would send them a PFD letter to which I get no response also. I then send one last letter asking them to send me a proper DV and I receive nothing from them again. I then take my case to the Credit agency's with copies of my letters and my transunion report. First EQ sends me a letter stating that they weren't able to find my report and another letter stating that they have placed a fraud alert on my account. They then send a letter to transunion and EX to do the same. (Im actually happy that they did that since it will stop the fraud happening on my credit report). I then send them another letter verifying my identity. I then get a letter stating that they will only delete one of the Collection agency accounts from my report. The sad thing is that none of the information on the 2 reports even match, yet the Credit agency is saying that the have validated and verified the accounts. I have not received the response from EX yet I hope they actually do their job and remove these accounts. Is there anything I can do any help would be appreciated.
