I wrote a letter to the attorney who represented the OC in 2 separate judgments against me. In the letter, I asked if the total amount could be reduced so it would be easier for me to pay. And I asked about a payment plan. The attorney responded with the total amount for the 2 judgments, plus interest, and asked me to contact him to set up a payment plan. Before I received his response, I also wrote a letter to the hospital (the OC in both cases) to ask if they can forgive some of the debt and if I could set up a payment plan with them. I haven't received a response from the hospital yet, but it hasn't been that long.
My wife is actually the one who wrote the letter to the hospital because she has 2 judgments with them against her as well, AND a collection account. Our total debt is about $6700, not including interest and fees. She had asked to make a payment plan for the total amount of all our accounts. How likely is it that the hospital will respond? Do I let the attorney know that I contacted the hospital as well, or do I just wait for a response?
Starting Score (4/16/12 lender pull): TU 564 | EX 504 | EQ 522