Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Merrick Bank Question

Ok....I had a Merrick Credit card several years ago.  I completely forgot about it, well it popped up on my credit reports as a collection.  The account is still under Merrick Bank and not a collection account.  Should I attempt to reinsatate the account (if they will do that) and make payments?  What are my options?  I would like to not have it listed as a collection on my CR's. 

 

Wanted advice before I attempted to call Merrick.

 

Thanks....

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







the FICO Fitness Challenge
Take the FICO Fitness Challenge

Highlighted
New Contributor
Posts: 61
Registered: ‎02-21-2008
0

Re: Merrick Bank Question

I was curious as to how this turned out. I called them today regarding an account that they're reporting as a charge off in '09 but the DOFD as 4/11. I called the number listed on my CR...I was told to write a PO Box with my questiosn and to send a copy of my credit report....Not sure how to proceed with this. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.