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Midland Dispute/DV quick question

New Contributor

Midland Dispute/DV quick question

So i got the itch about a month ago to dispute a collection account with our good friend Midland before reading about the DVs and all that.  Can I still DV them even though I disputed online and it was verified, my dispute reason was ownership.  They did send me mail with the typical "provide us with more info" message.  I'm hoping its not too late to DV and go the correct route of handing things.  Thanks in advance!

 

In The Garden Since 1/5/13

Starting Score: EQ FICO 627 CK 633 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700


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New Contributor

Re: Midland Dispute/DV quick question

Also this collection is from around 2007-8...i might be out of luck

In The Garden Since 1/5/13

Starting Score: EQ FICO 627 CK 633 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700


Take the myFICO Fitness Challenge
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Moderator Emeritus

Re: Midland Dispute/DV quick question

Sure you can send them a DV, but unless you live in Texas and use their statute, they don't have to respond, but Midland typically does.  If they verify, you can try the PFD route, however I will advise you they are not PFD friendly.

 

Edited for grammar, sorry, worked all night.  ;(

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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