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Midland Fund - SUCCESS!!!

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Anonymous
Not applicable

Midland Fund - SUCCESS!!!

I had two paid collections (first premier and Credit one) that I paid off through midland before I found the forums.  I knew my chances of deletion were limited.  I had sent letter after letter after letter and finally a heartfelt from the bottom of my soul begging finally got through.  Talked with a very nice lady on the phone and she is deleting both accounts!!!!  Couldn't be happier!!  Now to tackle First Premier personally and Portfolio Recovery!!

Message 1 of 26
25 REPLIES 25
keithbward
Frequent Contributor

Re: Midland Fund - SUCCESS!!!

That is awesome. Would you mind sharing your letter via private message? I have the same issue. I paid a collection from FP with Midland before I found these forums and it is the only thing on my EQ and EX that is holding me back. Could you also give me the address you sent your letters to? I've had no luck calling.

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 2 of 26
Anonymous
Not applicable

Re: Midland Fund - SUCCESS!!!

Sent  Smiley Happy

Message 3 of 26
keithbward
Frequent Contributor

Re: Midland Fund - SUCCESS!!!

Thanks a million mate

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 4 of 26
coldnmn
Mega Contributor

Re: Midland Fund - SUCCESS!!!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 26
baller4life
Super Contributor

Re: Midland Fund - SUCCESS!!!

Awesome!!!
Message 6 of 26
mo6579
Contributor

Re: Midland Fund - SUCCESS!!!

Awesome! Its always great to be successful with a GW, but even better with a toughie like Midland.

 

Could you PM the info too?? Smiley Happy

Current Fico08 TU:654 EX:641 EQ:650 (01/31/2015)
Current Fico04 TU:??? EX:695 EQ:675 (01/31/2015)
03/2013 - TU:567 EX:490 EQ:540
Message 7 of 26
Anonymous
Not applicable

Re: Midland Fund - SUCCESS!!!

Sent.  If anyone has had success with First Premier, Portfolio or Capital One (late pays for this one) let me know.  My baddies are slowly going away.  I have them in a spreadsheet and as they are removed from credit report I hide them.  So happy to see the numbers decreasing.  :-)

Message 8 of 26
StarraeAday1
Regular Contributor

Re: Midland Fund - SUCCESS!!!

CapOne deleted some lates off a charged-off account for me two weeks ago. It turned a negative closed tradeline into a positive one. Smiley Happy

Foreclosure - June 2017
Ch. 7 BK - Discharged January 2018
6/2020 - EQ 680 | EX 691 | TU 707
Message 9 of 26
Anonymous
Not applicable

Re: Midland Fund - SUCCESS!!!

I have tried emailing and mailing letters.  I may have to just take the same bare my soul attempt with them.

Message 10 of 26
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