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Valued Member
sperrin
Posts: 42
Registered: ‎10-17-2012
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Midland Funding showing "Account in dispute by Fair Credit Billing Act"
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‎02-06-2013 06:04 PM

They're still showing on my report but with no status.  I did a dispute with them a few months back.  What are my next steps?  Should I contact them in regards to a PFD? Should I send a VD letter? THANKS GUYS!

 

 

 

MIDLAND FUNDING

 

Address: 
 8875 AERO DR STE 200 
  SAN DIEGO, CA 92123 
 (800) 825-8131		Account Number: 
854913.... 		Original Creditor:
T-MOBILE
 

Address Identification Number:   0396883682
 

Status: 
NO STATUS.		 
 

Date Opened: 
05/2012
Date of Status: 
07/2012
Reported Since: 
07/2012
Last Reported Date: 
N/A

Type: 
NA
Terms: 
1 Months 
Monthly Payment: 
N/A
Responsibility: 
Individual 

Credit Limit: 
N/A
High Balance: 
N/A 
Recent Balance: 
N/A
Recent Payment: 
N/A
 

Your Statement: 
Account in dispute under Fair Credit Billing Act.
Message 1 of 6 (1,452 Views)
 
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Regular Contributor
Mish0817
Posts: 170
Registered: ‎12-02-2012
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Re: Midland Funding showing "Account in dispute by Fair Credit Billing Act"
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‎02-06-2013 06:06 PM

Send them a dv letter, they had mine listed like this and they deleted When I sent dv



Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Message 2 of 6 (1,450 Views)
 
Valued Member
sperrin
Posts: 42
Registered: ‎10-17-2012
0 Kudos

Re: Midland Funding showing "Account in dispute by Fair Credit Billing Act"
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‎02-06-2013 06:10 PM

Thanks Mishwatson!  Do you know if there are contacts via email? Or should I send out an actual letter via Postal? 

Message 3 of 6 (1,445 Views)
 
Senior Contributor
DaBears
Posts: 3,928
Registered: ‎10-26-2012
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Re: Midland Funding showing "Account in dispute by Fair Credit Billing Act"
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‎02-06-2013 07:18 PM

Always send a DV by mail.

Credit Scoring 101
Guide to Common Abbreviations

Message 4 of 6 (1,417 Views)
 
Epic Contributor
guiness56
Posts: 22,398
Registered: ‎01-17-2008
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Re: Midland Funding showing "Account in dispute by Fair Credit Billing Act"
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‎02-06-2013 07:27 PM

sperrin wrote:

Thanks Mishwatson!  Do you know if there are contacts via email? Or should I send out an actual letter via Postal? 

And only type your name, no signature.

Credit Scoring 101
Guide to Common Abbreviations
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Message 5 of 6 (1,407 Views)
 
Valued Contributor
Burned2manybridgesB4
Posts: 2,792
Registered: ‎03-15-2012
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Re: Midland Funding showing "Account in dispute by Fair Credit Billing Act"
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‎02-07-2013 12:50 AM

Experian, I'm betting.
Message 6 of 6 (1,374 Views)
 
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