08-14-2013 01:25 PM
08-14-2013 01:28 PM
08-14-2013 01:49 PM
My experience with Midland was nothing short of horrible. I wasn't exactly a responsible 18 year old when it came to finances, now that I'm 30 I couldn't regret that more. With that said, Midland wouldnt work with me on anything. It was either full payment in like a week or nothing. I got calls at work, even at my parents house. I didnt have the money to pay them so it never got resolved. I filed bankruptcy in 2011 after realizing I just couldnt ever get out. Funny thing is Midland was still on my CR after BK. I did some research and realized it was for a medical bill from a car accident I had. I disputed the collection on my CR and it was removed...hopefully thats the last I'll ever have to deal with them! I wish you luck on your journey!
08-14-2013 02:19 PM
08-14-2013 03:03 PM
08-14-2013 03:08 PM
08-14-2013 03:22 PM
Based upon my minimal understanding of the laws regarding credit, as I uNderstand it you're saying that it is outside of the SOL for them to sue me???? If this is the case iT would seem that an offer for deletion may be an option. Thoughts???
Yep, that's what I said in the above post lol.
Yes, outside of the time for them to sue you. By several years.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.