cancel
Showing results for 
Search instead for 
Did you mean: 

Midland Funding

New Member

Re: Midland Funding

I had a issue with Midland funding before. I sent them a debt validation letter and they asked if I had a lawyer and what there number was. In response I sent a even more forceful letter to them and finally they deleted the account from my report. 

Message 11 of 34
Established Member

Re: Midland Funding

Bluez, where did you get the more firm letter that resulted in deletion? Can you tell me what I should say as I am in the same position.


Starting Score: 587
Current Score: 690
Goal Score: 750


Take the myFICO Fitness Challenge
Message 12 of 34
Valued Member

Re: Midland Funding

I am having the same issues with midland. Here is my thread on it.
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-Midland-funding-Reporting-As-installment-...

I just sent them a direct dispute today CMRRR. Now im just playing the waiting game. I will update my thread when I get a response from them if you want to check it out. I hope that helps a little
Message 13 of 34
Established Contributor

Re: Midland Funding

Midland is just ridiculous. I offered to PIF ($151) in exchange for deletion. No response yet.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 14 of 34
Moderator Emeritus

Re: Midland Funding

It's over 6 years old, so it's definitely got some age to it.  I'd try a PFD.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 15 of 34
New Member

Re: Midland Funding

I can give you some info on how to have it removed from your CR send me a pm.
Message 16 of 34
Established Contributor

Re: Midland Funding

Thank you. PM sent.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 17 of 34
New Member

Re: Midland Funding

Dont pay them PM me!

 

Message 18 of 34
Epic Contributor

Re: Midland Funding


Efm702 wrote:

Dont pay them PM me!

 


If it is a valid debt, advocating not paying it, whether in the open forum or through PM is a violation of the TOS of the forums.

Message 19 of 34
Established Contributor

Re: Midland Funding

I PIF and sent a DD. They are listed as an installment and report monthly.

Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 20 of 34