I had an collection with t-mobile they past it to midland and midland posted the collection on my reports never paid the collection and midland past the account to convergent outsourcing inc. witch send me a settlement offer recently for 50% of the 1254.18=627.09 i paid the settlement offer.. I didnt know about pfd's and gw's letters intill i found this forum so recently i contacted covergent to see if i can pay the other 50% to get a pfd they told me i have to contact midland so i call midland and they told me i had to contact the oc t-mobile call t-mobile they told me that the $1254.18 still appears on there system and they have already past the account to midland so i have to contact the midland.. Everybody getting me the running around so i have no clue what to do or contact to try to get this collection off my report.
What i recenlty notice on my cr that midland brought the accout balance down to $627 but the settlement letter told me that midland is a client for convergent and if i pay the 50% settlement offer within 35 days it will clear the account in full.. So why is midland showing a $627 balance when i pay the settlement offer?
