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Senior Contributor
DaBears
Posts: 3,923
Registered: ‎10-26-2012

Midland Reinserted

[ Edited ]

Midland reinserted their TL on 6/24/13 after my attorney sent them a letter back in Jan. They are so going to get nailed for this. They just won't learn!!!!!!

Frequent Contributor
Countingpennies
Posts: 464
Registered: ‎02-14-2013

Re: Midland

[ Edited ]
That's the same date that many of us had post-BK Midland collections report. There have been a few threads about it this week. Those of us that have posted were discharged within the last year. I was on the phone all morning Tues., faxed a bunch of letters and mailed 1 CMRR, by the time I got back home late that afternoon, I called again and after giving my info was immediately turned over to someone who apologized and said they would be removed ASAP. Everyone's stories have been pretty much the same.

Somebody at Midland must of hit the wrong send button on a certain group of accounts.

As of today, the two illegal collections are off all 3 of my reports.
Senior Contributor
DaBears
Posts: 3,923
Registered: ‎10-26-2012

Re: Midland

I feel sorry for them tomorrow. Already e-mailed my consumer attorney :smileylol:

Frequent Contributor
Countingpennies
Posts: 464
Registered: ‎02-14-2013

Re: Midland

Well, if your attorney is interested in class-actions, this would be a slam-dunk!
Senior Contributor
DaBears
Posts: 3,923
Registered: ‎10-26-2012

Re: Midland

Senior Contributor
DaBears
Posts: 3,923
Registered: ‎10-26-2012

Re: Midland

Done deal, we will be filing a class action lawsuit against Midland this week. I have to give it to my attorney on a Sunday night calling me. He is DA man!!!!!

Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007

Re: Midland Reinserted

What is the basis for contesting their reinsertion?  Reinsertion has limitations if/when a prior dispute remains unverified

What led to its deletion? 

What did the letter from your attorney say?

 

Frequent Contributor
IWOL
Posts: 466
Registered: ‎12-17-2012

Re: Midland Reinserted

I also had a collection account from Midland that was reinserted on Equifax only, last week. This collection was for an old Aspire visa which was included in the FTC ruling against Columbus Bank & Trust. I disputed the collection directly with Midand citing the FTC ruling and they deleted the account at the end of February. Midalnd sent me a letter stating " based on the information we received from you, we have sent a letter to all 3 CB to delete the account"

I called Equifax about the reinsertion and the CSR insisted that the account was never deleted in the first place. I have several printed reports since Feb and the Midand collection is not on there. I asked for a supervisor and they also insisted that the account was never deleted. In then faxed in a dispute with a copy of my equifax report from June 23, with no Midland account showing as well as the letter from Midland.

Senior Contributor
DaBears
Posts: 3,923
Registered: ‎10-26-2012

Re: Midland Reinserted


RobertEG wrote:

What is the basis for contesting their reinsertion?  Reinsertion has limitations if/when a prior dispute remains unverified

What led to its deletion? 

What did the letter from your attorney say?

 


My card at the time was a salute visa gold and was part of the FTC ruling I didn't know about. My attorney cited the FTC ruling with them in his letter that they are not allowed to sell and  try to collect in anyway. Unfortunately they didn't understand english or someone at Midland really goofed during the past week and reinserted of bunch of accounts back to the CRA's. Now I am reading on others that it has happen too. 

Senior Contributor
fishbjc
Posts: 3,328
Registered: ‎11-30-2007

Re: Midland Reinserted

:smileymad:  Way to Go Midland!!!!!!!! 


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