While I was more than pleased that I received a score alert that my credit score for Equifax has gone from a 591 to a 601. I am not enthuised as to why. I had an Aspire account that Midland was collecting on (I guess). I disputed a number of things with the credit bureau, this being one of them. I also sent dv letters out, Midland being one of them as well. Midland has yet to answser my dv letter.
After I sent the disputes however, I read on here about the FTC ruling regarding Aspire accounts. I got advice that I should wiail until the initial disputes cleared with the credit bureau before I disputed the Midland account citing the FTC ruling had they not deleted the account.
Well as shown below, it looks like I will be disputing again and this time for a removal.
In addition, I had a judgment stemming for this account, which I paid in March and the attorney, while they sent me a paid letter and said they will be updating the court, they have yet to update the bureaus.
I am patiently waiting for my disputes with the agencies to conclude so I can go after removal of the judgment and now this Midland or can I dispute the judgment now as that was no a part of my first dispute letters to the bureau?
Description:Paid collection
| | Previously reported | Newly reported |
| Balance: | $217 | |
| Past due: | $0 | $0 |
| Status: | At least 120 days or more than four payments past due | At least 120 days or more than four payments past due |
| Last activity: | 6/1/2007 | 6/1/2007 |
| Description: | Collection account | Paid collection |
