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Regular Contributor
Posts: 169
Registered: ‎05-02-2007
0

Midland VICTORY

A while back i had a collection account bought by midland for a tmobile bill.  The previous owners did not verify and it was deleted.  Midland reported to all three and the first cra i disputed was EQ, just got my notice of DELETION!!

 

Whooo!  Now to call EX and see where they stand on the dispute.

 

I also have yet to dispute it with transunion

Valued Contributor
Posts: 1,542
Registered: ‎10-25-2011
0

Re: Midland VICTORY

What was the DoFD? 

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Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Regular Contributor
Posts: 169
Registered: ‎05-02-2007
0

Re: Midland VICTORY

the CR said in 2007

Valued Contributor
Posts: 1,542
Registered: ‎10-25-2011
0

Re: Midland VICTORY

yep okay... follows their policy Smiley Tongue

----- IF you find my post helpful, Select the star in the KUDOS button! Smiley Happy
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Regular Contributor
Posts: 169
Registered: ‎05-02-2007
0

Re: Midland VICTORY

mind explaining?

Valued Contributor
Posts: 1,542
Registered: ‎10-25-2011
0

Re: Midland VICTORY

Read my post about midland, their policy states to NOT grant GW letters unless they are outside 4 years from DOFD

----- IF you find my post helpful, Select the star in the KUDOS button! Smiley Happy
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Regular Contributor
Posts: 169
Registered: ‎05-02-2007
0

Re: Midland VICTORY

this was not a good will, this is a unpaid flat out CRA dispute

Regular Contributor
Posts: 169
Registered: ‎05-02-2007
0

Re: Midland VICTORY

Ok, Experian is still disputing the midland account, TU however updated it a day after i submitted the dispute.  Where do i go from here to get it off my TU?

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New Visitor
Posts: 29
Registered: ‎09-26-2010
0

Re: Midland VICTORY

The same thing happened to me. I disputed through EQ and TU. EQ deleted and TU verified. Sent them a letter saying they must report delete to remaining CRAs. Received response this week saying they have determined that their credit reporting is accurate or they will update with CRAs to make it accurate.  Mentions nothing of a deletion so it may even be added back to my EQ. The letter says to allow 30-45days for the CRAs to update so I'm awaiting the verdict.

 

I can't dispute with the CRAs anymore so a GW would be my only recourse. I'd think they'd be tired of hearing about this account and just delete. It's scheduled to fall off next year. I think I'll call tomorrow to see if they'll give me a preview of the update.

 

 


Starting Score: 656
Current Score: 698
Goal Score: 700s


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