So I fired off three separate CMRRRs to Midland Credit since December of last year, and as I expected I received nothing in response. So I sent some ITS letters to TU, EX and EQ regarding this matter (this is for an account that I have no record of)... miraculously EX removed the entry on my CBR. EX just sent me a letter claiming that they did their investigation (however, I asked them to provided me their methods, who they talked with, etc., which they didn't do), and are leaving the TL on the report. TU needs more information from me. As a Cali resident, the DOFD is back in 2003, so its past the SOL, but is this something I should sue EX about? In small claims court, in federal court, in state court? Has anyone had any luck with at least bringing suit to one of the CRAs?
