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Midland cease and desist :/

Established Member

Midland cease and desist :/

So midland and I have had a back in forth for a wile. I offer to pay the debt but they say they will not do a PFD, so I got tired of it and sent them a cease and desist letter. Well the calls and letters stopped for like 5 months but now they have started back up. Is there anything I can do thanks

Message 1 of 9
8 REPLIES
Valued Contributor

Re: Midland cease and desist :/

how much for the debt ?? how long ago ??


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 2 of 9
Community Leader
Epic Contributor

Re: Midland cease and desist :/

I presume you sent them written notice that they were to cease communications with you?

 

If so, any communication they initiate after receipt of the cease communication letter is a violation of FDCPA 805(c).

Send a formal complaint to the FTC, and a cc: to the debt collector.

The FTC will contact them regarding your alleged violation.

Message 3 of 9
Senior Contributor

Re: Midland cease and desist :/

Message 4 of 9
Established Member

Re: Midland cease and desist :/

The debt is around 2,500 it has been right at 6 years and I sent them a letter certified mail. Thanks

 

Message 5 of 9
Epic Contributor

Re: Midland cease and desist :/

Message 6 of 9
Established Member

Re: Midland cease and desist :/

thanks sent a complaint to the FTC, what will happen now? also what is CC the Collection Agency? Thanks

Message 7 of 9
Contributor

Re: Midland cease and desist :/

The FTC will do nothing for you personally. You want to contact a lawyer and sue them. The lawyer will take you case on contingincey and you will make a few bucks for your troubles. They will probably delete the TL as part of a settlement as well.
Chapter 7 filed 05/15
Discharged 08/15 EQ 540 TU 476 EX 514

Message 8 of 9
Highlighted
Epic Contributor

Re: Midland cease and desist :/


rclark wrote:

thanks sent a complaint to the FTC, what will happen now? also what is CC the Collection Agency? Thanks


cc- means carbon copy.  At the bottom of the written complaint to the FTC you put   cc    Name of CA.  Then you send the CA a copy of the complaint.

Message 9 of 9