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Established Member
rclark
Posts: 10
Registered: ‎07-04-2012
0

Midland cease and desist :/

So midland and I have had a back in forth for a wile. I offer to pay the debt but they say they will not do a PFD, so I got tired of it and sent them a cease and desist letter. Well the calls and letters stopped for like 5 months but now they have started back up. Is there anything I can do thanks

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Midland cease and desist :/

how much for the debt ?? how long ago ??


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Mega Contributor
RobertEG
Posts: 18,466
Registered: ‎03-19-2007
0

Re: Midland cease and desist :/

I presume you sent them written notice that they were to cease communications with you?

 

If so, any communication they initiate after receipt of the cease communication letter is a violation of FDCPA 805(c).

Send a formal complaint to the FTC, and a cc: to the debt collector.

The FTC will contact them regarding your alleged violation.

Senior Contributor
DaBears
Posts: 3,930
Registered: ‎10-26-2012
0

Re: Midland cease and desist :/

Established Member
rclark
Posts: 10
Registered: ‎07-04-2012
0

Re: Midland cease and desist :/

The debt is around 2,500 it has been right at 6 years and I sent them a letter certified mail. Thanks

 

Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Midland cease and desist :/

Established Member
rclark
Posts: 10
Registered: ‎07-04-2012
0

Re: Midland cease and desist :/

thanks sent a complaint to the FTC, what will happen now? also what is CC the Collection Agency? Thanks

Valued Member
DiamondDan73
Posts: 34
Registered: ‎08-05-2011
0

Re: Midland cease and desist :/

The FTC will do nothing for you personally. You want to contact a lawyer and sue them. The lawyer will take you case on contingincey and you will make a few bucks for your troubles. They will probably delete the TL as part of a settlement as well.

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Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Midland cease and desist :/


rclark wrote:

thanks sent a complaint to the FTC, what will happen now? also what is CC the Collection Agency? Thanks


cc- means carbon copy.  At the bottom of the written complaint to the FTC you put   cc    Name of CA.  Then you send the CA a copy of the complaint.


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