04-26-2013 05:55 PM
So midland and I have had a back in forth for a wile. I offer to pay the debt but they say they will not do a PFD, so I got tired of it and sent them a cease and desist letter. Well the calls and letters stopped for like 5 months but now they have started back up. Is there anything I can do thanks
04-26-2013 05:57 PM
how much for the debt ?? how long ago ??
04-26-2013 06:01 PM
I presume you sent them written notice that they were to cease communications with you?
If so, any communication they initiate after receipt of the cease communication letter is a violation of FDCPA 805(c).
Send a formal complaint to the FTC, and a cc: to the debt collector.
The FTC will contact them regarding your alleged violation.
04-27-2013 12:53 PM
04-28-2013 05:12 PM
04-28-2013 06:09 PM
thanks sent a complaint to the FTC, what will happen now? also what is CC the Collection Agency? Thanks
cc- means carbon copy. At the bottom of the written complaint to the FTC you put cc Name of CA. Then you send the CA a copy of the complaint.