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Yes, I do owe Midland for First Premier and Credit One CO. I received this email. Not sure if it's for real or a scare tactic??? Pretty "unofficial"
MIDLAND FINANCIAL INC.,
69 WEST WASHINGTON 10TH FLOOR
CHICAGO IL 60601
REG. LIC. NO. (CDB-2931) 09/12
PLAINTIFF
VS
XXXXXXX
XXXXX ROAD A XXXXXXXXXXXX OH XXXXX CASE NO. XXXXXXX
DEFENDANT
This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account.
We feel that we have given ample time and have been more than patient with you. Therefore, we feel there is no resource but to start the Civil Procedure on you.
Civil case files Under Section (9) with court system. Garnishment letter will be submitted to your employer.
Note: Garnishment amount cover principal amount of debt, Interest charges 18%, late payment penalty, attorney fee, collection agency cost and court expenses.
You can avoid these legal charges by paying the Principal and interest to the appointed collection firm. Contact us to avoid legal consequences.
We regret having to take this action, but we feel we have been more than patient with you. We sincerely hope you will give this your serious consideration.
--
Mark Greeno
(561) 692 3901
This is pretty much a scam, official communications come via US Mail not email. No creditor is going to notify you they are going to sue they just do it. I would report this to the proper authorities as a phishing attempt.
A quick google on the phone number comes back with tons of scam reports.