Credit Card Center Advertiser Disclosure

Valued Member
Posts: 48
Registered: ‎01-31-2009
0 Kudos

Military Star - Mil Star - AAFES - Star Card Any luck with PFD?

Anyone ever have any luck with a PFD for the military credit card?  Military Star, Mil Star, AAFES card...


They keep taking my stimulus/tax returns/gov't cheese every year to pay down their debt.



Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008

Re: Military Star - Mil Star - AAFES - Star Card Any luck with PFD?

And that is why they won't PFD.


Any government related debt has the peace of mind knowing that your tax refunds, tax credits, etc. will go to them.  So they have zero incentive to accept a PFD, unless possibly you offer to PIF.  And even then they will only mark the TL paid, they will not remove it.  They are not an ordinary business, they are more quasi-government.



Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator

09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
0 Kudos

Re: Military Star - Mil Star - AAFES - Star Card Any luck with PFD?

Are you still in the military? 


I know they use OSI collections.  And even though it is a collection agency they can still offset your refund.


I do not know how much money you are talking about but if you pay it, whether they remove the account or not, your refunds will no longer be offset.





Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.