Reply
Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012
0

Minor victory?

After several GW denials to remove lates on a student loan that I am now in rehab with I finally got them to agree to remove the "claim file w/govt" payment status.  I asked if it can be updated to "closed/pays as agreed" but they didn't specify if they will or not, just that it would be removed.  Does that even do anything? LOL.  The loan won't return to them after rehab so I am stuck with the negs until it falls off.  I am grasping at straws here.

Mega Contributor
RobertEG
Posts: 17,728
Registered: ‎03-19-2007
0

Re: Minor victory?

Pays as agrees connotes that the consumer is currently meeting terms of their account agreement.

Meeting agreed terms to repay a delinquent debt does not mean the account is no longer delinquent.

That happens when the delinquency is fully satisfied.

Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012
0

Re: Minor victory?

Robert, throw me a bone here.  :smileyhappy: By them removing "claim filed w/govt" will that help or hurt my CR or no change.

Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012
0

Re: Minor victory?

bump :smileyhappy:

Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012
0

Re: Minor victory?

yeah, I am bumping this again :smileyhappy:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}