myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Missed Payment vs Late Payment

tag
Get Access Now
IncrsCredScore
Frequent Contributor
‎09-13-2014 03:04 PM
‎09-13-2014 03:04 PM

Missed Payment vs Late Payment

I just noticed on a credit report that 2 companies are showing 1 missed payment.  I did have 1 late payment with the two companies - does that count as a missed payment?

Message 1 of 4
0 Kudos
3 REPLIES 3
tomfromrictmame
Frequent Contributor
‎09-13-2014 03:06 PM
‎09-13-2014 03:06 PM

Re: Missed Payment vs Late Payment

More than 30 days late is a Missed Payment.




AMEX Platinum NPSL | BofA Cash Rewards Visa $50K | NFCU Sig Visa $27K | Chase Marriott Rewards Visa $25K | AMEX Delta Skymiles $25K | BofA Sig Visa $25K | First Tech Odyssey MC $25K | AMEX HHonors Surpass $23K | Chase United Club Unlimited Visa $20K | Barclays AAdvantage WMC $17K | NFCU LOC $15K | NASA Platinum Visa $15K| NFCU Sig Visa $14K
Message 2 of 4
0 Kudos
Anonymous
Not applicable
‎09-13-2014 03:06 PM
‎09-13-2014 03:06 PM

Re: Missed Payment vs Late Payment

Late payment is bad regardless. You should try to GW them and see if you can get them to take off the Late payment.

 

Message 3 of 4
0 Kudos
IncrsCredScore
Frequent Contributor
‎09-13-2014 03:15 PM
‎09-13-2014 03:15 PM

Re: Missed Payment vs Late Payment

Thank you both.  I never realized a late payment was considered a missed payment.  I have learned something today.

Message 4 of 4
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.