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HisFirstLady,
Thank you! I'm dealing with Midland on these. I haven't contacted them at all yet. I've only just begun my journey to clean up my credit. I've done one PFD with EOS-CCA so far. That hasn't hit my report yet. Next up is Midland, and paying a CC down to below 30% Utilization. I'm hoping my CR shows a difference with the pay down and PFD in the next month.
I was just wondering on the Midland thing.... I've got two CO that landed with Midland. One for Capital One, and one for Barclays. If I offer PFD on one, will that renew the other if I'm calling about an account?