cancel
Showing results for 
Search instead for 
Did you mean: 

More credit cards lead to a higher credit score?

Contributor

Re: More credit cards lead to a higher credit score?

Right so the question is, I have 2 CCs now from CU. Does it make sense to get some big bank cards?

Message 11 of 14
Epic Contributor

Re: More credit cards lead to a higher credit score?

One more in your name could help as being an AU is sometimes overlooked as the creditor wants to see your real score.

 

 

Message 12 of 14
Valued Contributor

Re: More credit cards lead to a higher credit score?


schrute wrote:

Right so the question is, I have 2 CCs now from CU. Does it make sense to get some big bank cards?


"national" cards - Amex, MC, VISA, Discover are just as good whether issued by a CU, local bank, or national company.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Message 13 of 14
New Member

Re: More credit cards lead to a higher credit score?

Good stuff...I have only one Credit card from Capital One. Opened June 2000, $4,000 limit. Balance is currently high but I will pay down in next month or so.
Only other is where I'm AU for Macy's charge it has $0 bal.

Sould I apply for more credit?
"FAKO" TU 638 (3/27/13)
FICO EQ 624 (3/19/13)
Message 14 of 14