@PeacefulP wrote:Last month I sent a DV to a CA listed on my TransUnion report. They sent me a letter back saying they no longer owned the account, and had alerted the 3 CRAs when they sold it. Transunion never deleted.
So, last week I decided to send a dispute via snail mail to TU, with a copy of the letter from the CA attatched, and informed them that it should have been removed in 2010.
Today, I get a cookie cutter letter from TransUnion saying the account has been verified and dispute comments have been added.
This is the second time that TU didn't follow up on a legitimate dispute, and I'm really upset.
Should I ask for a MOV? Report them? BBB?
What they are doing has to be illegal.
Thank you!
The CA is telling you that it has been sold, they didn't tell you they deleted it. I would contact the CA again and ask for a deletion.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
You got the old eOscar I would imagine.
But if the CA sent you a letter and then you submitted it as proof of deletion, then I would contact the CFPB.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I believe you can do it online.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.