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Just got a copy of my TU and noticed that Chase is reporting to the CRA the wrong amount for my mortgage payment. They're reporting it at almost $100 a month more than it actually is! Why would they do that? Can they do that?
Most importantly, is that hurting my score?
@Anonymous wrote:Just got a copy of my TU and noticed that Chase is reporting to the CRA the wrong amount for my mortgage payment. They're reporting it at almost $100 a month more than it actually is! Why would they do that? Can they do that?
Most importantly, is that hurting my score?
I would call Chase and ask them what is going on. It might be something very simple to correct it.
IMO it's not hurting your score but the amount needs to be accurate.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work