02-25-2013 08:44 AM
I don't know how else to describe it. lol I had a mortgage in 2010 that in the course of a year was sold 3 times. All 3 companies who owned it report the payments from the day it was opened until the day it was foreclosed on. I was wondering 1. If there's anything I can do about this. 2. Is it actually hurting my credit? From the last credit check I did I had a score in the 650 or so range and that was only a few months ago but having a bunch of 120+ days late on 3 accounts seems like it would drag things down.
The other thing is one of the two credit companies I checked has the loan at a $0 balance (collateral sold to satisfy loan) and the other has a $21,000 balance. I'm at my 3 year from the end of my right of redemption in Oct of this year and hope to get a mortgage before too long is there a way to fix this? Last time I tried to contact the CB about these things they told me to contact the company, but the company doesn't exist anymore.
02-25-2013 10:11 AM
If the company doesn't exist any more and you dispute it, how will it be verified to the CRA?