I don't know how else to describe it. lol I had a mortgage in 2010 that in the course of a year was sold 3 times. All 3 companies who owned it report the payments from the day it was opened until the day it was foreclosed on. I was wondering 1. If there's anything I can do about this. 2. Is it actually hurting my credit? From the last credit check I did I had a score in the 650 or so range and that was only a few months ago but having a bunch of 120+ days late on 3 accounts seems like it would drag things down.
The other thing is one of the two credit companies I checked has the loan at a $0 balance (collateral sold to satisfy loan) and the other has a $21,000 balance. I'm at my 3 year from the end of my right of redemption in Oct of this year and hope to get a mortgage before too long is there a way to fix this? Last time I tried to contact the CB about these things they told me to contact the company, but the company doesn't exist anymore.
If the company doesn't exist any more and you dispute it, how will it be verified to the CRA?