Long story short, buying a house I have a 599 FICO score. Need to get to 620. House is being built and closing in December, the loan officer lady wants to see progress in like 30 days. My mom offered to put me on her 20k limit credit card as authorized user. The company stated they dont report for AU, just secondary so she is putting me on as secondary/primary. Would it affect her credit limit? Or get denied?
