Multiple Derogs on 1 trade

[Watio]

Hey, I'm just wondering something. I had an account go to collections July of 2012. Prior to that it was 30-60 days late. My question is does it affect my score twice as in being 30-60-CO or is it all just considered a negative account?

I've also read that 30-60 day lates don't affect score as much 2 years + after. But as the account was closed does that technically keep the timer on the recency of the 30-60 as more recent? I dunno if I explained that well enough lol thanks!

[Shogun]

It actually is scored by the most serious negative, which would be the CO.  The lates would not matter.