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Hi there! I am trying to rebuild my credit and as I've been reading multiple forums, I can't find the answer to this question:
If Multiple auto loan inquiries hit your report within a 14-day period and they all count as one inquiry, Why does it show all 4 on my report? Do they eventually fall off and count as one?
I am 4 months strong on my auto loan and it bumped my credit score pretty well. It gave me the motivation to keep rebuilding my credit
Thanks! Although lenders see that you have multiple inquiries from an auto loan I assume they'd know that I was looking for the best rate. Hopefully they take that into consideration as I need a credit card
@Anonymous wrote:Thanks! Although lenders see that you have multiple inquiries from an auto loan I assume they'd know that I was looking for the best rate. Hopefully they take that into consideration as I need a credit card
Sometimes creditors will auto deny due to excessive inquiries. In this case you should be able to recon based on the fact that you're rate shopping.
Thanks! I've never thought to recon. (New to this)