cancel
Showing results for 
Search instead for 
Did you mean: 

My 10+ year credit repair journey....

tag
BungalowMo
Senior Contributor

My 10+ year credit repair journey....

So much hard work, repairing, rebuilding....It's all paid off! 

 

I could never have accomplished what I have without the forums here.  What a long, amazing journey it's been!!!

 

22 Jul FICO.JPG

 

The people on this site are amazing!!!!!!!

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: My 10+ year credit repair journey....

Excellent work, enjoy those scores Smiley Happy
Message 2 of 11
BungalowMo
Senior Contributor

Re: My 10+ year credit repair journey....

Thanks!!!   It's been a long tough road.  Started out years ago with scores in the low 500's.  13 baddies & 2 good.

 

Now, no baddies, no lates, nothing but good stuff!  Heart

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 3 of 11
Anonymous
Not applicable

Re: My 10+ year credit repair journey....

Now that's motivation. Great job, congrats on your success!

Message 4 of 11
CrankyDave
Regular Contributor

Re: My 10+ year credit repair journey....

Wow, great work. Give it a few months, and you should be the proud owner of three "Exceptional" 800s.

Message 5 of 11
Anonymous
Not applicable

Re: My 10+ year credit repair journey....

Congratulations! I love people's success stories.

I'm eight years behind you but heading in the right direction. Smiley Happy
Message 6 of 11
pizza1
Community Leader
Super Contributor

Re: My 10+ year credit repair journey....

Those are wonderful scores! I hope to have those again in 6 yrs when my BK falls my reports. Congrats to you on your hard work!
Message 7 of 11
BungalowMo
Senior Contributor

Re: My 10+ year credit repair journey....

Thanks everyone!!

 

Honestly, this site was what did it.  Learning about the GW process.  Learning that if it's been 3 years since you paid on something, don't send one now, then skip the next 3 months! (omg! I'd done this!)  As far as credit cards go....learning to go for the one you can actually get (for the time being) and not the one you WANT!  No....AMEX is NOT going to approve you with a 580 on Experian! 

 

Just everything about this place.  Everyone wants to see you succeed. 

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 8 of 11
800goal800
Frequent Contributor

Re: My 10+ year credit repair journey....

Can you explain if you haven't paid on something for 3 years then don't and then wait 3 months ?

Message 9 of 11
Anonymous
Not applicable

Re: My 10+ year credit repair journey....

Nice work!! Motivating post...thanks for sharing...Smiley Happy

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.