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My Credit Reports Are All Clean Except Experian. They're Dragging

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MzOptimistic
Regular Contributor

My Credit Reports Are All Clean Except Experian. They're Dragging

My Scores Have Went Up On Credit Karma But MyFico Isn't Really Moving As Fast And The Reports On MyFico Still Shows All The Negative Things. Why Won't They Update So Their Reports Will Reflect My Actual Credit Reports. It Sucks To See The Baddies On Their.
CreditOne Platinum:$500/CreditOne American Express $500/Self Secured CC $575

Starting Scores in BK13: EX521,TU537,EX520
Current Scores as of April 2, 23: Waiting on Discharge: EX649,TU608,EX579
Goal Scores: EQ750,TU750,EX750


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Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: My Credit Reports Are All Clean Except Experian. They're Dragging

Myfico has different items that trigger updates for each cra. Equifax seems to be the fastest to get the info out, the other two are always lagging behind. At least that's been my experience so far. I think myfico waits for the cra to "push" info to them while CK you "pull" your updated info.
Message 2 of 5
gdale6
Moderator Emeritus

Re: My Credit Reports Are All Clean Except Experian. They're Dragging


@Anonymous wrote:
Myfico has different items that trigger updates for each cra. Equifax seems to be the fastest to get the info out, the other two are always lagging behind. At least that's been my experience so far. I think myfico waits for the cra to "push" info to them while CK you "pull" your updated info.

Yup   

 

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQxMjI5OTE5OC9zaWQvMWxBTVdVM20%3D

Message 3 of 5
MzOptimistic
Regular Contributor

Re: My Credit Reports Are All Clean Except Experian. They're Dragging

Thank you. It just frustrates me to see all the baddies on my report knowing its cleaned it. That really annoys me. I'm a visual person. I have to remember that the report is not current. Thanks for responding.
CreditOne Platinum:$500/CreditOne American Express $500/Self Secured CC $575

Starting Scores in BK13: EX521,TU537,EX520
Current Scores as of April 2, 23: Waiting on Discharge: EX649,TU608,EX579
Goal Scores: EQ750,TU750,EX750


Take the myFICO Fitness Challenge
Message 4 of 5
Anonymous
Not applicable

Re: My Credit Reports Are All Clean Except Experian. They're Dragging

Buy the  3 Bureau report, which will trigger an update. 

Message 5 of 5
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